Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,234 | $106,749-90.4% | $145,433-93.0% | $82,448-87.6% |
| Participation rate | 69.6% | 75.6%-6.1pp | 82.1%-12.6pp | 68.1%+1.5pp |
| Annual return | 18.33% | 27.59%-9.3pp | 66.58%-48.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,823 | $6,519-41.4% | $7,897-51.6% | $4,139-7.6% |
| Admin fee / account holder | $4,476 | $8,390-46.6% | $13,129-65.9% | $7,234-38.1% |