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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,537 | $213,785-92.7% | $185,441-91.6% | $155,188-90.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 23.35% | 19.97%+3.4pp | 20.16%+3.2pp | 148.84%-125.5pp |
| Employer contribution / active EE | $9,039 | $5,393+67.6% | $4,672+93.5% | $4,248+112.8% |
| Participant deferral / active EE | $3,820 | $6,864-44.3% | $6,152-37.9% | $6,531-41.5% |
| Admin fee / account holder | $2,969 | $21,134-86.0% | $17,890-83.4% | $14,480-79.5% |