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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,537 | $178,174-91.3% | $156,181-90.1% | $137,256-88.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 23.35% | 84.19%-60.8pp | 64.87%-41.5pp | 220.34%-197.0pp |
| Employer contribution / active EE | $9,039 | $4,972+81.8% | $4,294+110.5% | $4,156+117.5% |
| Participant deferral / active EE | $3,820 | $6,888-44.5% | $6,132-37.7% | $6,407-40.4% |
| Admin fee / account holder | $2,969 | $17,404-82.9% | $14,586-79.6% | $12,270-75.8% |