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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,336 | $102,938-93.8% | $94,105-93.3% | $138,895-95.4% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 23.65% | 250.28%-226.6pp | 204.55%-180.9pp | 145.39%-121.7pp |
| Employer contribution / active EE | $955 | $2,732-65.0% | $2,504-61.9% | $4,194-77.2% |
| Participant deferral / active EE | $2,594 | $4,196-38.2% | $3,881-33.2% | $6,396-59.5% |
| Admin fee / account holder | $1,141 | $6,600-82.7% | $6,199-81.6% | $12,562-90.9% |