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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,336 | $101,618-93.8% | $93,063-93.2% | $137,256-95.4% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 23.65% | 223.95%-200.3pp | 34.15%-10.5pp | 220.34%-196.7pp |
| Employer contribution / active EE | $955 | $2,707-64.7% | $2,476-61.4% | $4,156-77.0% |
| Participant deferral / active EE | $2,594 | $4,279-39.4% | $3,958-34.5% | $6,407-59.5% |
| Admin fee / account holder | $1,141 | $6,198-81.6% | $6,033-81.1% | $12,270-90.7% |