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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,413 | $58,275-34.1% | $81,844-53.1% | $80,935-52.5% |
| Participation rate | 46.7% | 63.5%-16.8pp | 72.4%-25.7pp | 67.7%-21.0pp |
| Annual return | 15.79% | 41.82%-26.0pp | 778.87%-763.1pp | 35.66%-19.9pp |
| Employer contribution / active EE | $1,179 | $2,346-49.7% | $2,916-59.6% | $2,757-57.2% |
| Participant deferral / active EE | $5,207 | $3,285+58.5% | $4,323+20.4% | $4,299+21.1% |
| Admin fee / account holder | $28,919 | $4,749+509.0% | $7,355+293.2% | $6,924+317.6% |