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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,938 | $102,385-59.0% | $147,080-71.5% | $80,935-48.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.68% | 135.09%-119.4pp | 420.17%-404.5pp | 35.66%-20.0pp |
| Employer contribution / active EE | $4,414 | $3,717+18.8% | $4,933-10.5% | $2,757+60.1% |
| Participant deferral / active EE | $8,610 | $6,651+29.5% | $8,066+6.7% | $4,299+100.2% |
| Admin fee / account holder | $1,864 | $7,951-76.6% | $12,989-85.7% | $6,924-73.1% |