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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,885 | $154,228-52.7% | $145,433-49.9% | $137,256-46.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.22% | 74.59%-53.4pp | 66.58%-45.4pp | 220.34%-199.1pp |
| Employer contribution / active EE | $3,868 | $4,804-19.5% | $4,554-15.1% | $4,156-6.9% |
| Participant deferral / active EE | $10,026 | $8,216+22.0% | $7,897+27.0% | $6,407+56.5% |
| Admin fee / account holder | $568 | $14,344-96.0% | $13,129-95.7% | $12,270-95.4% |