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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,140 | $111,814-62.3% | $93,654-55.0% | $145,959-71.1% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 15.02% | 203.30%-188.3pp | 133.34%-118.3pp | 561.95%-546.9pp |
| Employer contribution / active EE | $752 | $3,092-75.7% | $2,421-69.0% | $4,661-83.9% |
| Participant deferral / active EE | $2,114 | $4,914-57.0% | $4,413-52.1% | $6,689-68.4% |
| Admin fee / account holder | $0 | $10,246-100.0% | $8,282-100.0% | $13,398-100.0% |