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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,179 | $88,754-91.9% | $81,820-91.2% | $145,877-95.1% |
| Participation rate | 95.7% | 75.1%+20.6pp | 72.4%+23.3pp | 80.3%+15.3pp |
| Annual return | 12.24% | 1031.77%-1019.5pp | 777.93%-765.7pp | 551.28%-539.0pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,781 | $4,648-61.7% | $4,323-58.8% | $6,691-73.4% |
| Admin fee / account holder | $1,090 | $8,424-87.1% | $7,391-85.2% | $13,402-91.9% |