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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FSA, INC. Service code 26 · EIN 59-2937883 800 CARILLON PARKWAY · TAMPA, FL 33143 | Advisory (Participants) | $21,811 |
Filed as: JOHN HANCOCK LIFE INSURANCE COM Service code 15 · EIN 01-0233346 | Recordkeeping | $5,201 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,898 | $80,781-45.7% | $102,437-57.1% | $74,478-41.1% |
| Participation rate | 59.3% | 65.7%-6.4pp | 74.5%-15.2pp | 67.2%-7.9pp |
| Annual return | 14.52% | 27.58%-13.1pp | 24.95%-10.4pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $3,734 | $3,160+18.2% | $3,871-3.5% | $2,626+42.2% |
| Participant deferral / active EE | $6,105 | $3,862+58.1% | $5,060+20.6% | $4,350+40.3% |
| Admin fee / account holder | $214 | $2,372-91.0% | $8,388-97.4% | $1,946-89.0% |