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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FSA, INC. Service code 26 · EIN 59-2937883 800 CARILLON PARKWAY · TAMPA, FL 33143 | Advisory (Participants) | $21,811 |
Filed as: JOHN HANCOCK LIFE INSURANCE COM Service code 15 · EIN 01-0233346 | Recordkeeping | $5,201 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,898 | $80,748-45.6% | $102,383-57.1% | $74,429-41.0% |
| Participation rate | 59.3% | 65.7%-6.4pp | 74.5%-15.2pp | 67.2%-7.9pp |
| Annual return | 14.52% | 27.57%-13.0pp | 24.94%-10.4pp | 1368.38%-1353.9pp |
| Employer contribution / active EE | $3,734 | $3,159+18.2% | $3,870-3.5% | $2,625+42.3% |
| Participant deferral / active EE | $6,105 | $3,861+58.1% | $5,060+20.7% | $4,348+40.4% |
| Admin fee / account holder | $214 | $2,371-91.0% | $8,391-97.4% | $1,944-89.0% |