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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,059 | $124,980-82.4% | $108,359-79.6% | $154,746-85.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 173.40% | 45.00%+128.4pp | 36.89%+136.5pp | 172.34%+1.1pp |
| Employer contribution / active EE | $1,831 | $2,851-35.8% | $2,399-23.7% | $4,379-58.2% |
| Participant deferral / active EE | $3,637 | $4,743-23.3% | $4,137-12.1% | $6,730-46.0% |
| Admin fee / account holder | $2,209 | $11,502-80.8% | $9,741-77.3% | $14,365-84.6% |