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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,218 | $282,059-86.1% | $213,469-81.6% | $154,746-74.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 16.34% | 20.90%-4.6pp | 20.58%-4.2pp | 172.34%-156.0pp |
| Employer contribution / active EE | $2,906 | $6,189-53.0% | $4,994-41.8% | $4,379-33.6% |
| Participant deferral / active EE | $6,253 | $8,186-23.6% | $6,841-8.6% | $6,730-7.1% |
| Admin fee / account holder | $447 | $37,435-98.8% | $27,141-98.4% | $14,365-96.9% |