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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,522 | $185,312-72.2% | $161,489-68.1% | $154,746-66.7% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 15.21% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $1,723 | $4,769-63.9% | $4,268-59.6% | $4,379-60.7% |
| Participant deferral / active EE | $7,526 | $6,350+18.5% | $5,630+33.7% | $6,730+11.8% |
| Admin fee / account holder | $800 | $18,654-95.7% | $16,006-95.0% | $14,365-94.4% |