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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,350 | $29,319+0.1% | $52,425-44.0% | $82,448-64.4% |
| Participation rate | 23.7% | 46.9%-23.2pp | 55.6%-31.9pp | 68.1%-44.4pp |
| Annual return | 15.38% | 535.20%-519.8pp | 302.12%-286.7pp | 41.64%-26.3pp |
| Employer contribution / active EE | $877 | $586+49.6% | $914-4.1% | $2,551-65.6% |
| Participant deferral / active EE | $1,194 | $1,171+1.9% | $1,790-33.3% | $4,139-71.2% |
| Admin fee / account holder | $1,679 | $1,962-14.4% | $2,495-32.7% | $7,234-76.8% |