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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,876 | $201,259+20.2% | $184,200+31.3% | $145,959+65.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.90% | 28.98%-19.1pp | 28.80%-18.9pp | 561.95%-552.1pp |
| Employer contribution / active EE | $14,553 | $7,018+107.4% | $6,424+126.5% | $4,661+212.2% |
| Participant deferral / active EE | $15,541 | $9,806+58.5% | $9,132+70.2% | $6,689+132.4% |
| Admin fee / account holder | $725 | $16,372-95.6% | $13,907-94.8% | $13,398-94.6% |