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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,876 | $201,370+20.1% | $184,256+31.3% | $145,897+65.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.90% | 29.05%-19.2pp | 28.85%-18.9pp | 552.29%-542.4pp |
| Employer contribution / active EE | $14,553 | $7,024+107.2% | $6,427+126.4% | $4,663+212.1% |
| Participant deferral / active EE | $15,541 | $9,808+58.5% | $9,133+70.2% | $6,689+132.3% |
| Admin fee / account holder | $725 | $16,364-95.6% | $13,899-94.8% | $13,390-94.6% |