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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,034 | $172,111-8.2% | $150,298+5.1% | $137,256+15.1% |
| Participation rate | 92.3% | 81.7%+10.6pp | 77.8%+14.5pp | 80.0%+12.3pp |
| Annual return | 13.61% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.7pp |
| Employer contribution / active EE | $11,315 | $4,636+144.1% | $4,154+172.4% | $4,156+172.3% |
| Participant deferral / active EE | $6,076 | $6,166-1.5% | $5,453+11.4% | $6,407-5.2% |
| Admin fee / account holder | $601 | $16,471-96.4% | $14,116-95.7% | $12,270-95.1% |