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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,550 | $160,028-59.0% | $147,080-55.4% | $145,884-55.1% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 15.02% | 98.60%-83.6pp | 420.17%-405.1pp | 551.85%-536.8pp |
| Employer contribution / active EE | $15,118 | $5,286+186.0% | $4,933+206.4% | $4,662+224.3% |
| Participant deferral / active EE | $7,711 | $8,422-8.4% | $8,066-4.4% | $6,690+15.3% |
| Admin fee / account holder | $2,403 | $15,030-84.0% | $12,989-81.5% | $13,392-82.1% |