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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,485 | $106,524-56.4% | $152,301-69.5% | $87,485-46.9% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.4%+11.3pp | 68.9%+24.8pp |
| Annual return | 38.97% | 26.89%+12.1pp | 80.50%-41.5pp | 26.06%+12.9pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $12,556 | $6,525+92.4% | $8,004+56.9% | $4,274+193.8% |
| Admin fee / account holder | $816 | $8,287-90.2% | $14,398-94.3% | $7,775-89.5% |