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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,783 | $181,062-90.2% | $158,223-88.8% | $155,188-88.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 14.90% | 57.39%-42.5pp | 52.09%-37.2pp | 148.84%-133.9pp |
| Employer contribution / active EE | $3,083 | $4,565-32.5% | $4,109-25.0% | $4,248-27.4% |
| Participant deferral / active EE | $4,485 | $6,134-26.9% | $5,467-18.0% | $6,531-31.3% |
| Admin fee / account holder | $8,804 | $18,825-53.2% | $16,047-45.1% | $14,480-39.2% |