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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,783 | $185,312-90.4% | $161,489-89.0% | $154,746-88.5% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 14.90% | 103.84%-88.9pp | 89.72%-74.8pp | 172.34%-157.4pp |
| Employer contribution / active EE | $3,083 | $4,769-35.4% | $4,268-27.8% | $4,379-29.6% |
| Participant deferral / active EE | $4,485 | $6,350-29.4% | $5,630-20.3% | $6,730-33.4% |
| Admin fee / account holder | $8,804 | $18,654-52.8% | $16,006-45.0% | $14,365-38.7% |