Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,389 | $108,911-79.4% | $100,392-77.7% | $145,884-84.7% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 12.38% | 58.23%-45.8pp | 49.45%-37.1pp | 551.85%-539.5pp |
| Employer contribution / active EE | $35,301 | $4,420+698.7% | $3,941+795.6% | $4,662+657.2% |
| Participant deferral / active EE | $109,855 | $8,459+1198.7% | $8,090+1258.0% | $6,690+1542.2% |
| Admin fee / account holder | $424 | $9,698-95.6% | $7,904-94.6% | $13,392-96.8% |