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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,922 | $95,453+187.0% | $112,040+144.5% | $82,448+232.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 17.15% | 23.92%-6.8pp | 24.52%-7.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $8,712 | $2,318+275.9% | $2,954+194.9% | $2,551+241.5% |
| Participant deferral / active EE | $11,751 | $4,224+178.2% | $5,098+130.5% | $4,139+183.9% |
| Admin fee / account holder | $4,646 | $9,013-48.5% | $12,098-61.6% | $7,234-35.8% |