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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,193 | $100,139-22.9% | $85,187-9.4% | $145,884-47.1% |
| Participation rate | 21.4% | 74.1%-52.7pp | 67.5%-46.1pp | 80.3%-58.9pp |
| Annual return | 14.84% | 84.15%-69.3pp | 66.67%-51.8pp | 551.85%-537.0pp |
| Employer contribution / active EE | $1,125 | $3,238-65.3% | $2,732-58.8% | $4,662-75.9% |
| Participant deferral / active EE | $1,632 | $5,296-69.2% | $4,525-63.9% | $6,690-75.6% |
| Admin fee / account holder | $2,020 | $7,262-72.2% | $6,162-67.2% | $13,392-84.9% |