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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,536 | $160,040-52.2% | $147,096-48.0% | $145,877-47.5% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 17.16% | 98.49%-81.3pp | 419.75%-402.6pp | 551.28%-534.1pp |
| Employer contribution / active EE | $4,416 | $5,289-16.5% | $4,936-10.5% | $4,663-5.3% |
| Participant deferral / active EE | $11,062 | $8,429+31.2% | $8,071+37.1% | $6,691+65.3% |
| Admin fee / account holder | $109,687 | $15,050+628.8% | $13,005+743.4% | $13,402+718.4% |