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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,536 | $160,028-52.2% | $147,080-48.0% | $145,884-47.5% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 17.16% | 98.60%-81.4pp | 420.17%-403.0pp | 551.85%-534.7pp |
| Employer contribution / active EE | $4,416 | $5,286-16.5% | $4,933-10.5% | $4,662-5.3% |
| Participant deferral / active EE | $11,062 | $8,422+31.3% | $8,066+37.1% | $6,690+65.4% |
| Admin fee / account holder | $109,687 | $15,030+629.8% | $12,989+744.5% | $13,392+719.1% |