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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,377 | $111,535-49.5% | $105,223-46.4% | $137,256-58.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.40% | 237.85%-222.5pp | 180.65%-165.3pp | 220.34%-204.9pp |
| Employer contribution / active EE | $6,742 | $3,939+71.1% | $3,689+82.8% | $4,156+62.2% |
| Participant deferral / active EE | $4,761 | $5,500-13.4% | $5,072-6.1% | $6,407-25.7% |
| Admin fee / account holder | $1,364 | $9,721-86.0% | $8,859-84.6% | $12,270-88.9% |