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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,377 | $134,817-58.2% | $123,973-54.5% | $155,188-63.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.40% | 515.49%-500.1pp | 388.13%-372.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $6,742 | $4,425+52.4% | $4,126+63.4% | $4,248+58.7% |
| Participant deferral / active EE | $4,761 | $5,706-16.6% | $5,247-9.3% | $6,531-27.1% |
| Admin fee / account holder | $1,364 | $13,245-89.7% | $11,799-88.4% | $14,480-90.6% |