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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,407 | $160,028-59.8% | $147,080-56.2% | $145,884-55.9% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 10.09% | 98.60%-88.5pp | 420.17%-410.1pp | 551.85%-541.8pp |
| Employer contribution / active EE | $7,599 | $5,286+43.8% | $4,933+54.0% | $4,662+63.0% |
| Participant deferral / active EE | $17,988 | $8,422+113.6% | $8,066+123.0% | $6,690+168.9% |
| Admin fee / account holder | $74,171 | $15,030+393.5% | $12,989+471.0% | $13,392+453.8% |