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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,294 | $70,366-78.3% | $66,674-77.1% | $138,895-89.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 39.29% | 386.41%-347.1pp | 321.24%-281.9pp | 145.39%-106.1pp |
| Employer contribution / active EE | $2,812 | $2,765+1.7% | $2,620+7.3% | $4,194-33.0% |
| Participant deferral / active EE | $4,357 | $4,374-0.4% | $4,084+6.7% | $6,396-31.9% |
| Admin fee / account holder | $1,098 | $5,262-79.1% | $5,098-78.5% | $12,562-91.3% |