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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,025 | $88,778-85.3% | $81,844-84.1% | $145,884-91.1% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.07% | 1033.03%-1020.0pp | 778.87%-765.8pp | 551.85%-538.8pp |
| Employer contribution / active EE | $639 | $3,087-79.3% | $2,916-78.1% | $4,662-86.3% |
| Participant deferral / active EE | $705 | $4,648-84.8% | $4,323-83.7% | $6,690-89.5% |
| Admin fee / account holder | $52 | $8,430-99.4% | $7,355-99.3% | $13,392-99.6% |