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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,025 | $88,702-85.3% | $81,780-84.1% | $145,978-91.1% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.07% | 1029.12%-1016.1pp | 776.27%-763.2pp | 550.52%-537.4pp |
| Employer contribution / active EE | $639 | $3,084-79.3% | $2,914-78.1% | $4,662-86.3% |
| Participant deferral / active EE | $705 | $4,645-84.8% | $4,321-83.7% | $6,690-89.5% |
| Admin fee / account holder | $52 | $8,414-99.4% | $7,384-99.3% | $13,400-99.6% |