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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,408 | $76,519+113.6% | $56,025+191.7% | $145,897+12.0% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 10.37% | 3017.03%-3006.7pp | 1712.69%-1702.3pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,226 | $1,383+60.9% | $1,042+113.7% | $4,663-52.3% |
| Participant deferral / active EE | $5,486 | $2,624+109.0% | $1,955+180.7% | $6,689-18.0% |
| Admin fee / account holder | $691 | $3,331-79.3% | $2,828-75.6% | $13,390-94.8% |