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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,492 | $159,934-46.5% | $147,005-41.8% | $145,959-41.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.6pp | 80.3%+5.4pp |
| Annual return | 13.66% | 98.24%-84.6pp | 418.76%-405.1pp | 561.95%-548.3pp |
| Employer contribution / active EE | $2,870 | $5,287-45.7% | $4,934-41.8% | $4,661-38.4% |
| Participant deferral / active EE | $9,773 | $8,427+16.0% | $8,070+21.1% | $6,689+46.1% |
| Admin fee / account holder | $3,767 | $15,053-75.0% | $13,006-71.0% | $13,398-71.9% |