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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,548 | $106,864-38.7% | $147,318-55.5% | $82,637-20.7% |
| Participation rate | 84.8% | 75.5%+9.3pp | 82.1%+2.8pp | 68.1%+16.8pp |
| Annual return | 15.57% | 27.49%-11.9pp | 70.43%-54.9pp | 53.51%-37.9pp |
| Employer contribution / active EE | $3,128 | $3,417-8.4% | $4,593-31.9% | $2,552+22.6% |
| Participant deferral / active EE | $7,568 | $6,496+16.5% | $7,906-4.3% | $4,126+83.4% |
| Admin fee / account holder | $613 | $8,415-92.7% | $13,708-95.5% | $7,339-91.6% |