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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,540 | $102,385-52.6% | $147,080-67.0% | $80,935-40.0% |
| Participation rate | 82.9% | 75.9%+7.0pp | 82.2%+0.7pp | 67.7%+15.2pp |
| Annual return | 15.80% | 135.09%-119.3pp | 420.17%-404.4pp | 35.66%-19.9pp |
| Employer contribution / active EE | $3,364 | $3,717-9.5% | $4,933-31.8% | $2,757+22.0% |
| Participant deferral / active EE | $7,376 | $6,651+10.9% | $8,066-8.6% | $4,299+71.6% |
| Admin fee / account holder | $1,903 | $7,951-76.1% | $12,989-85.3% | $6,924-72.5% |