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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,747 | $106,864-30.1% | $147,318-49.3% | $82,637-9.5% |
| Participation rate | 87.6% | 75.5%+12.1pp | 82.1%+5.6pp | 68.1%+19.6pp |
| Annual return | 30.62% | 27.49%+3.1pp | 70.43%-39.8pp | 53.51%-22.9pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,964 | $6,496+38.0% | $7,906+13.4% | $4,126+117.3% |
| Admin fee / account holder | $6,302 | $8,415-25.1% | $13,708-54.0% | $7,339-14.1% |