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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,747 | $223,823-67.9% | $211,142-66.0% | $154,746-53.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 13.01% | 50.39%-37.4pp | 46.84%-33.8pp | 172.34%-159.3pp |
| Employer contribution / active EE | $7,271 | $6,787+7.1% | $6,442+12.9% | $4,379+66.0% |
| Participant deferral / active EE | $7,941 | $9,750-18.6% | $9,284-14.5% | $6,730+18.0% |
| Admin fee / account holder | $20,451 | $19,707+3.8% | $19,076+7.2% | $14,365+42.4% |