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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,747 | $209,336-65.7% | $197,124-63.6% | $137,256-47.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.01% | 48.09%-35.1pp | 44.34%-31.3pp | 220.34%-207.3pp |
| Employer contribution / active EE | $7,271 | $6,591+10.3% | $6,227+16.8% | $4,156+75.0% |
| Participant deferral / active EE | $7,941 | $9,614-17.4% | $9,135-13.1% | $6,407+24.0% |
| Admin fee / account holder | $20,451 | $17,308+18.2% | $16,298+25.5% | $12,270+66.7% |