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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,455 | $185,312-57.7% | $161,489-51.4% | $154,746-49.3% |
| Participation rate | 58.3% | 82.5%-24.1pp | 78.7%-20.4pp | 80.7%-22.4pp |
| Annual return | 15.10% | 103.84%-88.7pp | 89.72%-74.6pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,071 | $4,769-77.5% | $4,268-74.9% | $4,379-75.5% |
| Participant deferral / active EE | $3,806 | $6,350-40.1% | $5,630-32.4% | $6,730-43.4% |
| Admin fee / account holder | $6,755 | $18,654-63.8% | $16,006-57.8% | $14,365-53.0% |