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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,455 | $181,062-56.7% | $158,223-50.4% | $155,188-49.4% |
| Participation rate | 58.3% | 82.7%-24.3pp | 79.2%-20.9pp | 80.8%-22.5pp |
| Annual return | 15.10% | 57.39%-42.3pp | 52.09%-37.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $1,071 | $4,565-76.5% | $4,109-73.9% | $4,248-74.8% |
| Participant deferral / active EE | $3,806 | $6,134-38.0% | $5,467-30.4% | $6,531-41.7% |
| Admin fee / account holder | $6,755 | $18,825-64.1% | $16,047-57.9% | $14,480-53.3% |