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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,229 | $100,073-27.8% | $85,126-15.2% | $145,877-50.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.05% | 84.11%-71.1pp | 66.63%-53.6pp | 551.28%-538.2pp |
| Employer contribution / active EE | $2,632 | $3,236-18.7% | $2,731-3.7% | $4,663-43.6% |
| Participant deferral / active EE | $5,918 | $5,294+11.8% | $4,523+30.8% | $6,691-11.5% |
| Admin fee / account holder | $1,880 | $7,261-74.1% | $6,160-69.5% | $13,402-86.0% |