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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,817 | $183,592+2.8% | $155,574+21.4% | $145,877+29.4% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 9.05% | 61.37%-52.3pp | 64.87%-55.8pp | 551.28%-542.2pp |
| Employer contribution / active EE | $2,440 | $5,317-54.1% | $4,676-47.8% | $4,663-47.7% |
| Participant deferral / active EE | $10,595 | $6,466+63.9% | $5,629+88.2% | $6,691+58.4% |
| Admin fee / account holder | $2,494 | $19,316-87.1% | $15,914-84.3% | $13,402-81.4% |