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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,817 | $183,592+2.8% | $155,567+21.4% | $145,959+29.4% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 9.05% | 61.24%-52.2pp | 64.74%-55.7pp | 561.95%-552.9pp |
| Employer contribution / active EE | $2,440 | $5,315-54.1% | $4,674-47.8% | $4,661-47.6% |
| Participant deferral / active EE | $10,595 | $6,464+63.9% | $5,628+88.3% | $6,689+58.4% |
| Admin fee / account holder | $2,494 | $19,318-87.1% | $15,916-84.3% | $13,398-81.4% |