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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,656 | $99,921-27.3% | $85,009-14.5% | $145,959-50.2% |
| Participation rate | 56.3% | 74.1%-17.8pp | 67.5%-11.3pp | 80.3%-24.0pp |
| Annual return | 21.96% | 83.89%-61.9pp | 66.47%-44.5pp | 561.95%-540.0pp |
| Employer contribution / active EE | $1,309 | $3,233-59.5% | $2,728-52.0% | $4,661-71.9% |
| Participant deferral / active EE | $2,541 | $5,293-52.0% | $4,522-43.8% | $6,689-62.0% |
| Admin fee / account holder | $472 | $7,252-93.5% | $6,153-92.3% | $13,398-96.5% |