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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,656 | $100,203-27.5% | $85,240-14.8% | $145,897-50.2% |
| Participation rate | 56.3% | 74.1%-17.9pp | 67.5%-11.3pp | 80.3%-24.1pp |
| Annual return | 21.96% | 84.28%-62.3pp | 66.75%-44.8pp | 552.29%-530.3pp |
| Employer contribution / active EE | $1,309 | $3,242-59.6% | $2,735-52.1% | $4,663-71.9% |
| Participant deferral / active EE | $2,541 | $5,299-52.1% | $4,527-43.9% | $6,689-62.0% |
| Admin fee / account holder | $472 | $7,265-93.5% | $6,165-92.3% | $13,390-96.5% |