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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,337 | $77,814+41.8% | $158,223-30.3% | $86,983+26.8% |
| Participation rate | 93.1% | 68.4%+24.7pp | 79.2%+13.9pp | 69.5%+23.6pp |
| Annual return | 15.60% | 30.54%-14.9pp | 52.09%-36.5pp | 25.83%-10.2pp |
| Employer contribution / active EE | $12,534 | $2,592+383.5% | $4,109+205.0% | $2,584+385.0% |
| Participant deferral / active EE | $5,817 | $3,270+77.9% | $5,467+6.4% | $4,194+38.7% |
| Admin fee / account holder | $13,165 | $5,879+123.9% | $16,047-18.0% | $7,856+67.6% |