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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,337 | $76,407+44.4% | $150,298-26.6% | $82,448+33.8% |
| Participation rate | 93.1% | 66.4%+26.7pp | 77.8%+15.3pp | 68.1%+25.0pp |
| Annual return | 15.60% | 39.99%-24.4pp | 62.79%-47.2pp | 41.64%-26.0pp |
| Employer contribution / active EE | $12,534 | $2,614+379.5% | $4,154+201.7% | $2,551+391.3% |
| Participant deferral / active EE | $5,817 | $3,214+81.0% | $5,453+6.7% | $4,139+40.5% |
| Admin fee / account holder | $13,165 | $6,352+107.3% | $14,116-6.7% | $7,234+82.0% |