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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,337 | $78,690+40.2% | $161,489-31.7% | $87,485+26.1% |
| Participation rate | 93.1% | 67.5%+25.6pp | 78.7%+14.4pp | 68.9%+24.2pp |
| Annual return | 15.60% | 32.74%-17.1pp | 89.72%-74.1pp | 26.06%-10.5pp |
| Employer contribution / active EE | $12,534 | $2,588+384.3% | $4,268+193.6% | $2,596+382.8% |
| Participant deferral / active EE | $5,817 | $3,311+75.7% | $5,630+3.3% | $4,274+36.1% |
| Admin fee / account holder | $13,165 | $6,724+95.8% | $16,006-17.7% | $7,775+69.3% |