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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,951 | $106,864-58.9% | $147,318-70.2% | $82,637-46.8% |
| Participation rate | 45.5% | 75.5%-30.1pp | 82.1%-36.6pp | 68.1%-22.6pp |
| Annual return | 38.16% | 27.49%+10.7pp | 70.43%-32.3pp | 53.51%-15.4pp |
| Employer contribution / active EE | $741 | $3,417-78.3% | $4,593-83.9% | $2,552-71.0% |
| Participant deferral / active EE | $3,695 | $6,496-43.1% | $7,906-53.3% | $4,126-10.5% |
| Admin fee / account holder | $2,780 | $8,415-67.0% | $13,708-79.7% | $7,339-62.1% |