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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,951 | $99,875-56.0% | $146,866-70.1% | $86,983-49.5% |
| Participation rate | 45.5% | 75.8%-30.4pp | 82.5%-37.1pp | 69.5%-24.1pp |
| Annual return | 38.16% | 28.10%+10.1pp | 102.85%-64.7pp | 25.83%+12.3pp |
| Employer contribution / active EE | $741 | $3,224-77.0% | $4,425-83.3% | $2,584-71.3% |
| Participant deferral / active EE | $3,695 | $6,322-41.6% | $7,759-52.4% | $4,194-11.9% |
| Admin fee / account holder | $2,780 | $7,838-64.5% | $13,620-79.6% | $7,856-64.6% |