Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,559 | $29,319+154.3% | $52,425+42.2% | $82,448-9.6% |
| Participation rate | 68.4% | 46.9%+21.6pp | 55.6%+12.8pp | 68.1%+0.4pp |
| Annual return | 16.16% | 535.20%-519.0pp | 302.12%-286.0pp | 41.64%-25.5pp |
| Employer contribution / active EE | $2,115 | $586+260.6% | $914+131.3% | $2,551-17.1% |
| Participant deferral / active EE | $5,275 | $1,171+350.3% | $1,790+194.6% | $4,139+27.4% |
| Admin fee / account holder | $1,843 | $1,962-6.1% | $2,495-26.1% | $7,234-74.5% |