Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,971 | $45,343-91.2% | $150,298-97.4% | $67,986-94.2% |
| Participation rate | 66.9% | 51.9%+15.1pp | 77.8%-10.8pp | 57.2%+9.7pp |
| Annual return | 19.61% | 33.28%-13.7pp | 62.79%-43.2pp | 31.67%-12.1pp |
| Employer contribution / active EE | $0 | $1,462-100.0% | $4,154-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $903 | $2,055-56.1% | $5,453-83.4% | $3,358-73.1% |
| Admin fee / account holder | $1,377 | $2,250-38.8% | $14,116-90.2% | $3,203-57.0% |