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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,198 | $99,053-73.6% | $88,179-70.3% | $138,895-81.1% |
| Participation rate | 68.2% | 74.2%-6.1pp | 69.1%-1.0pp | 79.9%-11.7pp |
| Annual return | 15.70% | 78.17%-62.5pp | 64.97%-49.3pp | 145.39%-129.7pp |
| Employer contribution / active EE | $811 | $2,882-71.9% | $2,549-68.2% | $4,194-80.7% |
| Participant deferral / active EE | $2,496 | $5,225-52.2% | $4,614-45.9% | $6,396-61.0% |
| Admin fee / account holder | $282 | $8,748-96.8% | $7,673-96.3% | $12,562-97.8% |