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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,198 | $108,882-75.9% | $96,754-72.9% | $154,746-83.1% |
| Participation rate | 68.2% | 75.1%-6.9pp | 70.3%-2.1pp | 80.7%-12.5pp |
| Annual return | 15.70% | 98.39%-82.7pp | 82.04%-66.3pp | 172.34%-156.6pp |
| Employer contribution / active EE | $811 | $3,018-73.1% | $2,679-69.7% | $4,379-81.5% |
| Participant deferral / active EE | $2,496 | $5,323-53.1% | $4,758-47.5% | $6,730-62.9% |
| Admin fee / account holder | $282 | $10,200-97.2% | $8,905-96.8% | $14,365-98.0% |