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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,937 | $156,398+82.8% | $147,318+94.1% | $138,895+105.9% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 16.14% | 78.75%-62.6pp | 70.43%-54.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $1,967 | $4,853-59.5% | $4,593-57.2% | $4,194-53.1% |
| Participant deferral / active EE | $9,728 | $8,237+18.1% | $7,906+23.0% | $6,396+52.1% |
| Admin fee / account holder | $1,881 | $14,976-87.4% | $13,708-86.3% | $12,562-85.0% |