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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,937 | $155,555+83.8% | $146,866+94.7% | $155,188+84.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 16.14% | 115.41%-99.3pp | 102.85%-86.7pp | 148.84%-132.7pp |
| Employer contribution / active EE | $1,967 | $4,647-57.7% | $4,425-55.5% | $4,248-53.7% |
| Participant deferral / active EE | $9,728 | $8,044+20.9% | $7,759+25.4% | $6,531+48.9% |
| Admin fee / account holder | $1,881 | $14,755-87.2% | $13,620-86.2% | $14,480-87.0% |