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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,682 | $211,288-56.1% | $178,540-48.1% | $145,884-36.5% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 5.74% | 30.27%-24.5pp | 27.15%-21.4pp | 551.85%-546.1pp |
| Employer contribution / active EE | $1,370 | $4,574-70.1% | $3,953-65.3% | $4,662-70.6% |
| Participant deferral / active EE | $4,173 | $6,967-40.1% | $6,281-33.6% | $6,690-37.6% |
| Admin fee / account holder | $26,185 | $12,105+116.3% | $10,424+151.2% | $13,392+95.5% |