Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,861 | $81,358-36.3% | $155,556-66.7% | $80,959-35.9% |
| Participation rate | 56.3% | 66.3%-9.9pp | 78.2%-21.9pp | 67.7%-11.3pp |
| Annual return | 9.64% | 33.39%-23.7pp | 64.84%-55.2pp | 35.67%-26.0pp |
| Employer contribution / active EE | $1,715 | $3,106-44.8% | $4,675-63.3% | $2,757-37.8% |
| Participant deferral / active EE | $2,970 | $3,455-14.0% | $5,631-47.3% | $4,300-30.9% |
| Admin fee / account holder | $1,478 | $7,994-81.5% | $15,885-90.7% | $6,925-78.7% |