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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,714 | $102,385-53.4% | $147,080-67.6% | $80,935-41.0% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 18.71% | 135.09%-116.4pp | 420.17%-401.5pp | 35.66%-16.9pp |
| Employer contribution / active EE | $3,553 | $3,717-4.4% | $4,933-28.0% | $2,757+28.9% |
| Participant deferral / active EE | $9,106 | $6,651+36.9% | $8,066+12.9% | $4,299+111.8% |
| Admin fee / account holder | $2,985 | $7,951-62.5% | $12,989-77.0% | $6,924-56.9% |