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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,460 | $124,425-42.6% | $112,040-36.2% | $137,256-47.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.17% | 24.72%-9.5pp | 24.52%-9.3pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,352 | $3,411-1.7% | $2,954+13.5% | $4,156-19.3% |
| Participant deferral / active EE | $11,653 | $5,718+103.8% | $5,098+128.6% | $6,407+81.9% |
| Admin fee / account holder | $1,409 | $15,207-90.7% | $12,098-88.4% | $12,270-88.5% |