Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,970 | $47,479-45.3% | $62,929-58.7% | $82,448-68.5% |
| Participation rate | 21.1% | 66.9%-45.8pp | 73.1%-52.1pp | 68.1%-47.0pp |
| Annual return | 17.48% | 20.34%-2.9pp | 1063.93%-1046.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $385 | $1,885-79.6% | $2,505-84.6% | $2,551-84.9% |
| Participant deferral / active EE | $877 | $2,870-69.4% | $3,888-77.4% | $4,139-78.8% |
| Admin fee / account holder | $5,743 | $3,804+51.0% | $5,065+13.4% | $7,234-20.6% |