Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,904 | $88,186-82.0% | $165,071-90.4% | $74,459-78.6% |
| Participation rate | 60.3% | 73.1%-12.8pp | 78.6%-18.3pp | 67.2%-6.9pp |
| Annual return | 15.68% | 17.13%-1.4pp | 70.17%-54.5pp | 1369.70%-1354.0pp |
| Employer contribution / active EE | $952 | $2,600-63.4% | $4,347-78.1% | $2,626-63.7% |
| Participant deferral / active EE | $4,842 | $4,505+7.5% | $6,035-19.8% | $4,350+11.3% |
| Admin fee / account holder | $1,316 | $2,234-41.1% | $12,695-89.6% | $1,945-32.3% |