Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,268 | $79,867-69.6% | $120,344-79.8% | $64,340-62.3% |
| Participation rate | 18.4% | 63.0%-44.5pp | 76.7%-58.3pp | 55.2%-36.8pp |
| Annual return | 22.11% | 21.10%+1.0pp | 20.30%+1.8pp | 24.14%-2.0pp |
| Employer contribution / active EE | $731 | $1,925-62.0% | $3,020-75.8% | $1,862-60.7% |
| Participant deferral / active EE | $1,190 | $3,593-66.9% | $5,135-76.8% | $2,980-60.1% |
| Admin fee / account holder | $1,567 | $5,039-68.9% | $12,742-87.7% | $3,703-57.7% |