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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,428 | $124,425-72.3% | $112,040-69.3% | $137,256-74.9% |
| Participation rate | 66.7% | 79.3%-12.6pp | 76.5%-9.8pp | 80.0%-13.3pp |
| Annual return | 15.34% | 24.72%-9.4pp | 24.52%-9.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,944 | $3,411-43.0% | $2,954-34.2% | $4,156-53.2% |
| Participant deferral / active EE | $2,781 | $5,718-51.4% | $5,098-45.4% | $6,407-56.6% |
| Admin fee / account holder | $4,908 | $15,207-67.7% | $12,098-59.4% | $12,270-60.0% |