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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,109 | $160,040+93.8% | $147,096+110.8% | $145,877+112.6% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 12.05% | 98.49%-86.4pp | 419.75%-407.7pp | 551.28%-539.2pp |
| Employer contribution / active EE | $15,916 | $5,289+200.9% | $4,936+222.4% | $4,663+241.3% |
| Participant deferral / active EE | $14,208 | $8,429+68.6% | $8,071+76.0% | $6,691+112.4% |
| Admin fee / account holder | $2,601 | $15,050-82.7% | $13,005-80.0% | $13,402-80.6% |